Managing cash flow has always been crucial to running a business and the same holds true for professional photographers and videographers. Additionally, paying for income producing equipment as it generates revenue is a solid business practice.

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NEW! PayPal Credit

When viewing your shopping cart simply click the Check out with PayPal® button, and select Paypal Credit under 'Pay Later' on the PayPal checkout page. View PayPal Credit Terms & Conditions

What is PayPal Credit?

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.

What is the Annual Percentage Rate (APR)?

For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.

What is the process to utilize PayPal Credit?

To use PayPal Credit, simply checkout using PayPal and select PayPal Credit as your payment method.

How do I pay my PayPal Credit bill?

At any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. You can pay from either your PayPal Balance Account, or your linked bank account conveniently on

You can also mail your payments to: PayPal Credit P.O. Box 960006 Orlando, FL 32896-0006

Or, you can call PayPal's customer service department at 1-844-373-4961 to make a payment.

Note: When mailing a payment, please make sure you include your PayPal Credit account number or payment stub.

Is there an annual fee to use PayPal Credit?

No! There is no annual fee to use PayPal Credit.

If I pay late, will there be a fee?

Yes, you will be charged a late fee for each month the minimum payment is not paid by the payment due date. An explanation of the Late Payment Fee is provided in the current version of the PayPal Credit Terms and Conditions.

The Late Fee is equal to:
$29, if you have paid your minimum payment due by the due date in each of the prior six billing cycles;
$40, if you have failed to pay your minimum payment due by the due date in any one or more of the prior six billing cycles.

Does PayPal Credit protect me from liability for unauthorized charges?

You will not be liable for unauthorized use on your account, but you will be responsible for all use by anyone you allow to use your account. If your account is used without your consent, call PayPal immediately at 1-844-373-4961.

Do I have a credit line and how much is it?

Upon approval, your PayPal Credit account will be assigned a credit line of at least , based on your creditworthiness. You can confirm your credit line details by logging into your account.

What does "Subject to Credit Approval" mean?

Synchrony Bank will review and consider your credit report and other information prior to opening your account and establishing your credit line. This process usually happens in a matter of seconds as part of the PayPal Credit application process.