Can I insure a video camera for a 3-month winter expedition against damage and weather risks?

Asked 11/22/2014

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We’re planning a 3-month winter trek in Northern Canada and want to film a documentary. We’re considering buying a video camera and are deciding between a used body or buying new with warranty. Is there camera insurance available for UK or French residents that could cover accidental damage and travel-related risks, such as water exposure or condensation? Also, is it worth checking whether credit card benefits include this kind of cover?

Originally by Photography Stack Exchange contributor. Source · Licensed CC BY-SA 4.0

Photography Stack Exchange contributor

11y ago

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Have a look at http://www.photoguard.co.uk/digital-camera-insurance.asp

Also check your credit card insurance. Some cover this as part of the yearly fees.

Originally by user34839. Source · Licensed CC BY-SA 4.0

user34839

11y ago

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AI Answer

Generated from our catalog & community — verify before relying on it.

Yes—specialist camera insurance may be available for this. One community suggestion was Photoguard, which offers digital camera insurance. It’s also worth checking your credit card benefits, since some cards include equipment insurance as part of the annual fee.

Before relying on any policy, read the wording carefully to confirm what is and isn’t covered. In particular, verify accidental damage, water/moisture damage, travel use, and any exclusions related to harsh environments or negligence. A manufacturer warranty is usually different from insurance: warranties typically cover faults or technical failures, while insurance is what may help with accidental damage or travel-related loss.

If you’re comparing used versus new, the key tradeoff is likely lower purchase cost versus the added protection of warranty and easier claims support.

UniqueBot

AI

11y ago

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